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The words “transformation” and “change” are often used interchangeably. Moreover, “transformation”, once considered inspirational, is now viewed suspiciously – a codeword for technology, cost cutting and ending of careers. Conflating these two important concepts blurs what each one can do.

Aim for transformation, not change

Transformation creates attractive futures, while change mends the past.

The United Nations Sustainable Development Goals provide a snapshot of current thinking on poverty reduction. One of the goals focuses on improving schools, for example. Others call for better jobs and lower corruption. I want to argue for a solution that touches on all of these problems. Reducing poverty depends on helping poor people manage their money. Bank accounts are one of the best ways to do that.

How this one change can help people fight poverty

Nearly 800 million people globally live in extreme poverty, estimates the World Bank. Africa is home to more extremely poor people than all other regions combined. Most of the poor have low educational attainment and work in agriculture

In short order, Trump has shattered this most unique and successful alliance, questioned the value of NATO and disgraced its leaders. He is keen to tear Europe apart and subject it, along with his United States, to the whims of the West’s harshest enemy, Putin’s Russia.

Trump’s betrayal and the future of the EU

In the age of Trump, the EU must strive toward ending its psychological and emotional dependency on the U.S. and be prepared to act unilaterally and independently

The Portuguese striker was signed by the Italian giants in July at a cost of €112 million - the sixth most expensive transfer of all time. Ronaldo is considered one of the world’s most marketable athletes, and in the days following his move, the Turin club had reportedly sold €52m worth of club jerseys. Surely that enormous transfer fee would be paid back in no time?

What Cristiano Ronaldo tells us about the economics of football

The 2018 World Cup in Russia may seem like a distant memory, but with less than a month having passed since France lifted the trophy, football fans haven’t had to wait long before the European leagues start to return to action this week

One reason why plastic pollution seems to get more attention than other threats to the ocean is that the issue may have a technological “fix”. The Ocean Cleanup is the flagship tech solution to marine plastic and proposes using several 600-metre long barriers to float in the ocean current and catch plastic drifting in the surface waters of the gyres.

Is technology the secret to cleaning up the oceans?

Our oceans are threatened by three major challenges: climate change, overfishing and pollution

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