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According to Bank of England Governor Mark Carney, FinTech’s potential is to unbundle banking into its core functions - such as settling payments and allocating capital. For central bankers and regulators who are monitoring the sector, the growth of fintech is akin to any other disruptive technology - that is, will it lead to financial instability? Most fintech start-ups are not regulated as much as traditional financial institutions.

Don’t underestimate the power of the fintech revolution

By: EBR | Friday, April 19, 2019

History is replete with people’s failures to anticipate the impact of technological change. Are we making the same mistake with financial technology (fintech)?

Certainly, education does involve mastering the essential body of knowledge and skills in the student’s field of interest. Students doing a Business degree, for example, will need to know how to put together a marketing plan, analyze financial statements and construct budgets. I believe, however, that there are several reasons why students should not base their decision about where to study too narrowly on what they’ll learn and forget about how they’ll learn.The most important skills companies are looking are the ones that cut across disciplines.

Fostering Tomorrow’s Agile Self-Learners

By: EBR | Friday, April 19, 2019

Students in Greece and their parents tend to ask the same questions when they investigate options for higher education

The Fourth Industrial Revolution is causing a large-scale decline in some roles as they become redundant or automated. According to the 2018 Future of Jobs Report, 75 million jobs are expected to be displaced by 2022 in 20 major economies. At the same time, technological advances and new ways of working could also create 133 million new roles, driven by large-scale growth in new products and services that would allow people to work with machines and algorithms to meet the demands of demographic shifts and economic changes.

We need a reskilling revolution. Here’s how to make it happen

By: EBR | Friday, April 19, 2019

As the world faces the transformative economic, social and environmental challenges of Globalization 4.0, it has never been more important to invest in people

One day Britain will become a normal country again, respected and respectful, with responsible politicians who don’t think flirting with the Far Right is fun or prefer to find solace in colonial fantasies instead of facing up to life in a difficult 21st century. For the moment, let’s stop the Brexit obsession.

It’s time for a break from Brexit, Trump and Europe’s populists

By: EBR | Tuesday, April 16, 2019

It’s been a tough few months. Everyone is exhausted, nerves are frayed, patience is running out. No one is at their best

His Likud Party has won 36 of the 120 seats in Israel’s parliament, according to final results of Tuesday’s election, putting him in pole position to form a new coalition. But, it will only have a slim majority against an opposition that is likely to be led by the centrist-left Blue and White party, which won 35 seats.What coalition will Netanyahu seek? Most likely, a replica of his outgoing right-wing government. In his victory speech, Netanyahu said he intends to form his new cabinet with right-wing and religious parties. Next step is that Israel’s president consults with the leaders of each party about their preference for prime minister.

After Israel elections, Netanyahu can form his fifth government

By: EBR | Monday, April 15, 2019

Israel elected Netanyahu for the fifth time in 23 years. The most impressive achievement is, that he won 36 Knesset seats as the man about to be charged in three corruption cases

The IMF reckons Europe’s under-34s have less than 5% of the net wealth. Although as individuals we all welcome greater longevity, its downside is that parents no longer pass on their assets and savings at the same rate as before.Tinkering with taxation is the obvious way to correct this, along with doing far more to stimulate fertility in a Europe where couples average only 1.6 children. Revolutionary steps to subsidise childcare and home ownership could help to defuse the demographic time-bomb.The snag is that democracy is set to be the victim of demography. Across the EU, the under-40s will – within a decade or two – be outnumbered by their elders, and so most probably outvoted. Introducing policies that favour workers at the expense of pensioners is likely to be difficult, if not impossible.

Calling all meps: Think big to defy populist scare-mongering

By: EBR | Tuesday, April 9, 2019

Giles Merritt calls on mainstream candidates for the European Parliament to challenge populist rivals by focusing on the approaching ’generation wars’ due to Europe’s ageing

But after many nights in emergency rooms and too-long stays in hospitals, of watching my nieces slowly lose their father, I got a glimpse of what community looks like. It was the people who turned up before they were asked, to do things they didn’t have time to do. Neighbors who collected kids from school and came to hospitals to sit. Friends who stayed. Groups of people who materialized to make lunch for four kids for months because their parents couldn’t.

The only metric of success that really matters is the one we ignore

By: EBR | Friday, March 22, 2019

On a blustery March day five years ago, I locked arms with my mother and walked into a church in Maplewood, New Jersey to bury my brother. Bagpipes played “Amazing Grace.”

Yet in reality, there are several examples in which Germany undermines the architecture that was built after World War II and which brought stability, security, and prosperity to Europe. The first is NATO. Germany is not pulling its weight when it comes to a serious commitment to burden sharing. Burden sharing is not a Trump mantra. Since the end of the Cold War, when defense budgets across Europe were slashed, Washington began to warn the Europeans that they had to spend more.

The Credibility of German Multilateralism

By: EBR | Tuesday, March 19, 2019

Berlin’s consistent calls to protect multilateralism in the wake of President Donald Trump’s verbal attacks on the post-1945 institutions often ring hollow

In their 2011 study of more than 45,000 crash victims over 11 years, researchers from the University of Virginia found women drivers were much more likely to be injured in a crash than men. They said this was because car safety features had been designed for men. The positioning of head restraints, as well as women’s shorter height, different neck strength and musculature, as well as their preferred seating position, meant they were more susceptible to injury.

7 surprising and outrageous stats about gender inequality

By: EBR | Friday, March 15, 2019

Around the world, the achievements of women are being celebrated on International Women’s Day, which began back in 1911. But the day also highlights the work that remains to be done in order to achieve gender parity

Against the backdrop of news stories about how the web is misused, it’s understandable that many people feel afraid and unsure whether the web really is a force for good. But given how much the web has changed in the past 30 years, it would be defeatist and unimaginative to assume that the web as we know it can’t be changed for the better in the next 30.

The web is 30 years old. What better time to fight for its future?

By: EBR | Friday, March 15, 2019

Today, 30 years on from my original proposal for an information management system, half the world is online. It’s a moment to celebrate how far we’ve come, but also an opportunity to reflect on how far we have yet to go

The Belt and Road Initiative is the most significant diplomatic project of the twenty-first century, the equivalent of the mid-twentieth-century founding of the United Nations and World Bank plus the Marshall Plan all rolled into one. The crucial difference: BRI was conceived in Asia and launched in Asia and will be led by Asians. This is the story of one entire side of the planet—the Asian side—and its impact on the twenty-first-century world.

Why we're living in the 'Asian Century'

By: EBR | Friday, March 15, 2019

When we look back from 2100 at the date on which the cornerstone of an Asian-led world order began, it will be 2017. In May of that year, sixty-eight countries representing two-thirds of the world’s population and half its GDP gathered in Beijing for the first Belt and Road Initiative (BRI) summit

Autocracy flourished in 2018 because when Washington pursues a so-called realist policy of global retrenchment, it looks for dictators it thinks it can rely on. This was Richard Nixon and Henry Kissinger’s strategy in the late 1960s and early 1970s. The famous Nixon doctrine, which aimed at reducing U.S. commitments overseas, put all of Washington’s chips on the Shah of Iran and the Saudi monarchy.

Springtime for Strongmen

By: EBR | Tuesday, March 12, 2019

The world’s authoritarians are on the march—and the West helped pave the way

Economists have been much sought after by businesses, governments, and society at large, their insights seen as useful in every sphere of life. Popularized economics and economic-type thinking have produced an entire genre of best-selling books. At the root of all this influence is the notion that economics provides the most powerful lens through which to understand the modern world.

The End of Economics?

By: EBR | Tuesday, March 12, 2019

Human beings are rarely rational—so it’s time we all stopped pretending they are

We predict that 2020 will be known for advanced phishing attacks, due to the number of new phishing kits available on the dark web. These kits enable people with only basic technical knowledge to run their own phishing attacks. With more tools available, phishing will become an even more dangerous attack method.

Here are the biggest cybercrime trends of 2019

By: EBR | Friday, March 8, 2019

Cybercriminals are using more advanced and scalable tools to breach user privacy, and they are getting results. Two billion data records were compromised in 2017, and more than 4.5 billion records were breached in the first half of 2018 alone

With nationalist policies and protectionist outlooks, populist leaders excel at the kind of rhetoric that plays well to supporters on their home turf while ratcheting up international tensions. But it can have a substantial impact on trade, destabilize financial markets and the oil sector, and provoke trade wars of the kind witnessed between China and the US.

The top 10 risks to the global economy, according to the Economist Intelligence Unit

By: EBR | Friday, March 8, 2019

The Economist Intelligence Unit (EIU) has compiled a list of what it regards as the top 10 global risks of 2019. It makes for sobering reading, with a number of active threats to stability and security only likely to get worse before they get any better

The near absence of Ukraine in the Western media in the run-up to an election that is of critical importance for Ukraine’s reform process means that many will be caught by surprise if one of two possible scenarios materializes: one, if Zelensky wins; or two, if the election result is contested, potentially pitting the top candidates and their supporters against each other. The latter could happen if Zelensky wins and parts of society do not accept the outcome. It could also happen if either Poroshenko or Tymoshenko win and the losing candidate questions the result and the legitimacy of the winner.

Ukraine: What Comes After the Presidential Election?

By: EBR | Thursday, March 7, 2019

It is high time for Europe and the United States to pay much closer attention to Ukrainian politics and the whole range of possible outcomes of the elections ahead

There is no room for complacency, however. ‘Gender deniers’ no longer lurk in the corners, they are in the spotlight. The push-back against women is serious. Take your foot off the pedal – even for a minute – and there’s a danger of slippage, of the return to old mindsets and of suffocatingly restrictive traditions.

''Gender deniers'', feminist foreign policy and the myth of ''STRONGMEN''

By: EBR | Tuesday, March 5, 2019

So-called "strongmen" may strut on the world stage but powerful women are now pushing back

Technical, economic, and social factors will determine the pace and extent of automation. Continued technical progress, for example in areas such as natural language processing, is a key factor. Beyond technical feasibility, the cost of technology, competition with labor including skills and supply and demand dynamics, performance benefits including and beyond labor cost savings, and social and regulatory acceptance will affect the pace and scope of automation

A combined future of labour that works

By: EBR | Monday, March 4, 2019

Advances in robotics, artificial intelligence, and machine learning are ushering in a new age of automation, as machines match or outperform human performance in a range of work activities, including ones requiring cognitive capabilities

According to the project, probunkers will design, build and operate a fleet of modern, eco-friendly LNG bunkering vessels to brace the ever-changing needs of global shipping. At this stage, the company is interested to build seven (7) LNGBVs, which will operate in various ports worldwide, and invites companies to submit initial, concept design proposals, along with outline specification and General Arrangement for such type of vessel.

Probunkers invites proposals for building 7 LNG Bunkering Vessels

By: EBR | Monday, March 4, 2019

Full steam ahead for the company’s ambitious LNG Bunkering project. A world-class investment opportunity

Cabral talks to Greek News Agenda*about the post memorandum era for Greece stressing that the Eurozone adjustment programs were quite destructive to debtor economies like Greece’s and Portugal’s, because their objective was to make sure that these countries could service their debts in the short and medium term, regardless of whether the debt was sustainable and or could ever be fully repaid.

Economics Professor Ricardo Cabral: “Eurozone is confronting again its original sin”

By: EBR | Thursday, February 28, 2019

Ricardo Cabral is assistant professor of Economics, former Vice President, and former Economics and Management Department Head of the University of Madeira, Portugal. He holds a PhD in Economics from the University of South Carolina

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